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I want to create WCF services using aspnet membership to authorize the user. However, if I just need the certificate for encryption purposes only, does it matter if it is a self signed certificate or do you need to buy a certificate from a vendor?
You could use self-signed certificates, but the problem there is that you have to install the certificate on each and every machine that will use the certificate for encryption.
If you have a large number of machines that the clients will run on, this can easily become prohibitive from a maintenance and configuration point of view and it would easily justify the purchase of a certificate from an authority.