At present if I type “/*” and press enter
I get the follwing .
/*
*
*/
Is there a setting somewere that allwos me to make the default like this
/*
* TESTING
*/
thanks
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Indeed there is! Assuming you want to change the Java code templates (though it’s similar for other plugins too):
First, go to Window -> Preferences.

Then, Java -> Code Style -> Code Templates -> Comments.

Now that I have a better idea of what you are looking for, I think what you want is to define a custom code template.
Again, go to Window -> Preferences.
Then, Java -> Editor -> Templates. Create a new template.
Under name give it something like ‘xxx’ so you won’t collide with other reserved words (unfortunately, anything with / or /* is reserved). For the pattern, just add the following:
Now, when you type ‘xxx’ then CTRL+<space> in the editor, it will replace it with your comment template.
See also: Eclipse Code Templates (pdf)