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Editorial Team
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Editorial Team
Asked: May 12, 20262026-05-12T17:18:48+00:00 2026-05-12T17:18:48+00:00

Good Evening All, A client has asked that I develop a web application as

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Good Evening All,

A client has asked that I develop a web application as part of his existing site built in ASP.net 3.5 that will enable his brokers to generate quotes for potential client groups. Such quotes will need to be derived using rate tables stored in a SQL Server 2005 database.

The table structure is as follows:

[dbo].[PlanRates](
[AgeCategory] [int] NULL,
[IndustryType] [int] NULL,
[CoverageType] [int] NULL,
[PlanDeductible] [float] NULL,
[InpatientBenefit] [float] NULL,
[Rate] [float] NULL,
[OPMD15Copay] [float] NULL,
[OPMD25Copay] [float] NULL

Question: Assuming I use page validation in the web application to verify input against business logic, do you anticipate issues arising relative to the web application returning a quotation using the above database table layout? If so, can you suggest a better way to structure my table?

Bonus goes to anyone who has programmed web-based insurance quoting systems.

Thanks much for your help and guidance.

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  1. Editorial Team
    Editorial Team
    2026-05-12T17:18:48+00:00Added an answer on May 12, 2026 at 5:18 pm

    I would definitely add a surrogate primary key, e.g. PlanRatesID INT IDENTITY(1,1) to make each entry uniquely identifiable.

    Secondly, I would think the fields “PlanDeductible”, “InpatientBenefit”, “Rate” are money values, so I would definitely make them of type DECIMAL, not FLOAT. Float is not very accurate and could lead to rounding errors. For DECIMAL, you need to specify the amount of significant digits before and after the decimal point, too, e.g. DECIMAL(12,3) or something like that.

    That’s about it! 🙂

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