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Home/ Questions/Q 3501422
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Editorial Team
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Editorial Team
Asked: May 18, 20262026-05-18T12:51:25+00:00 2026-05-18T12:51:25+00:00

I am developing a website that will allow customers to pay with credit cards.

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I am developing a website that will allow customers to pay with credit cards. I live in Uruguay, so I can’t apply for a normal merchant account like Authorize.net, Braintree, etc. So I can’t use the functionality they have to store credit cards to make recurring charges.

Anyone known a credit card processor/gateway that offers this functionality that allows to store credit card info and access them (Not seeing the credit card info, just a token or an ID) via an API to charge them and that accept NON-US companies? I know 2checkout but they don’t have recurring payments functionality 🙁

I have Googled for days without luck, and maybe someone have a good tip.

Thank you very much for your time!

All the best,
Andres Montalban

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  1. Editorial Team
    Editorial Team
    2026-05-18T12:51:26+00:00Added an answer on May 18, 2026 at 12:51 pm

    Well, you could use the paypal API, and instead of storing the users credit card, store their paypal ID, then just bill the paypal account with the API. Their paypal account will let them enter a credit card to back their transactions.
    See here:

    https://cms.paypal.com/us/cgi-bin/?cmd=_render-content&content_ID=developer/e_howto_api_ECRecurringPayments

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