I am testing MIGS Virtual Payment Client on test account , I send my dummy cart number etc and
when response comes back to me it show error code 2 “Bank Declined Transaction” which I don’t
know whether is this a correct reply or not . I know correct code is 0 but is my transaction
works fine or having some error. can I go to live server or not . Can any one help me in this regard. Waiting for reply.
It seems that your issue is invalid CSC or the security code found at the back of the card. Also you should use a valid Test unexpired Credit card number. Also take note that if you are still in development stage your merchant ID should have prefix “TEST”. See image below for error explanation.
Try to use the following test card. their CSC is 210