I have developed a website. Users need to prepay for his projects/tasks. Now I want to provide a way which a user can recharge his financial account on my website. Suppose the financial account of my website is a moneybookers account and a user can send money to this account manually, how could I develop the interface? You know,many users will send money to the public account of the website, how can I determine the source where a sum of money come from? How can I make sure I won’t add his account balance twice for only one money-transfer?
If my question is not clear, please don’t hesitate to ask for clarification.
Suppose you have an account on my website, it is yourname@example.com. And when you create the account, the balance is $0. Now you need to deposit money in yourname@example.com. You can do it manually. You just pay me $200, and notice that you have sent me $200, so I will update your balance to $200.
I don’t use their API. If I use their API, this process is done automatically by computer program. I mean I want to do it manually, by hand.
I am sure that whatever moneybookers/paypal/neteller/whatever API you use, this is a problem for the financial institution, not you, as long as you stick to using their API and don’t try to re-invent the wheel.