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Editorial Team
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Editorial Team
Asked: May 28, 20262026-05-28T02:11:18+00:00 2026-05-28T02:11:18+00:00

I’m about to implement credit card processing in a shoe shopping app for iPhone.

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I’m about to implement credit card processing in a shoe shopping app for iPhone. I’m not using in-app purchase.

Will I have to pay 30% to Apple from the revenue?

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  1. Editorial Team
    Editorial Team
    2026-05-28T02:11:19+00:00Added an answer on May 28, 2026 at 2:11 am

    The 30% fee is only if you use Apple’s In-App Purchase API. If you are selling e-goods, then you are out of luck because you have to use the In-App API or else Apple will reject your App. One more thing, you cannot use IAP for non-electronic goods.

    For anything other than electronic goods, you can use custom checkout and avoid the 30% fee. For example, you can use PayPal and pay a much smaller fee (~3% only, on average).

    Finally, keep in mind that Apple will most certainly reject your App if you are managing sensitive user data yourself. For example, passing credit card numbers to your own backend server. At the very least, payment processing must be PCI compliant.

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