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Editorial Team
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Editorial Team
Asked: May 19, 20262026-05-19T00:28:12+00:00 2026-05-19T00:28:12+00:00

Recently i decided to add banklink payment option for my php store and after

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Recently i decided to add banklink payment option for my php store and after reading specifications of implementation everything seems okey, but the 1 point of it. All public key(certificates) exchange are in X509 format. Now what does that last one mean and how it’s different from regular password protected .pem file?
Also with regular password protected .pem file i cannot use php function like openssl_verify() signed by openssl_sign() function.

Could i get some advice here please since the bank that offering this payment method has very little information on this and im totally newb to this.

So the routine i need to do here is generate request.pem for them and send it to them. After that they will sign it or whatever i dunno and i should be able to use it in my application.

Please, tell me if my information is not enough because as i told i don’t know much when in comes to certificates or openssl.

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  1. Editorial Team
    Editorial Team
    2026-05-19T00:28:12+00:00Added an answer on May 19, 2026 at 12:28 am

    PEM file contains encrypted and base64-encoded ‘raw’ certificate/private key value, so functions that work with PEM should also work with raw certificates. OpenSSL should be able to convert from one format to another.

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