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Asked: 2026-05-11T09:32:39+00:00

Sample data A B 1 Date Amount 2 Apr 1 $6,000 3 May 1

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Sample data

     A            B 1  Date        Amount 2  Apr 1        $6,000 3  May 1        $4,250 4  June 1       $2,750 5  July 1       $1,000 6  Aug 1       -$0.075   <- This Cell/Row 7  Sept 1     -$0.2500

In a column of numbers (in reality 100-200 rows), when the value changes to negative, e.g. if these we’re amounts owed on a loan, when the loan would be paid off by. Note the real difference between the numbers fluctuates based on interest, taxes, one-off payments etc. So I can’t just count (total / payment) = number of months.

Is there a way to use Excel’s formulas to determine this? This may be a case of requiring VBA (which is fine) but if I can avoid it, I’d like to.

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1 Answer

  1. The match function returns a range index

    =MATCH(matchValue, range, matchType: 0=exact, 1=greater than, -1=less than   =MATCH(0, B2:B7, -1)

    Match the first cell that is less than 0 in range B2:B7. From your sample data this would return 5

    Use the Offset function to return a particular cell based on the index value

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