What does SSL do and what are the bad things that can happen if I omit SSL for my website?
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SSL prevents man-in-the-middle attackers from seeing or modifying data as it’s sent through the internet.
Any page which contains or asks for sensitive information, or any page which involves code that executes with elevated privileges (eg, browser addins or software downloads) should use SSL for all requests.
In theory, a signed SSL certificate also indicates that the signatory has verified the identity of the site, but that doesn’t mean much.