And again, could any Mysql expert help me with Mysql statement?
What i have: 2 tables connected with foreign keys userid and balanceID 
What I need: I need to find row where is MAX value of lets say debt and MIN value of lets say loan, What i expect from this statement is to find highest value debt and the lowest loan (1 row) for example : in this case it would be row name2 | 200 | 40. Is that possible? Have done research and couldnt find solution, any help appreciated.
Just a guess based on your minimal data set, but perhaps something like:
If you want to group by
UserID, something like: